PROACTIVE TAX PLANNING
Year-Round Tax Planning in San Antonio
A tax planning session with the CPA who prepares your return. Jessica projects your current-year taxes, then meets with you to decide on estimated payments, purchases, owner pay, and retirement contributions while there is still time to act.
Planning session from $600 See what’s included
- Former IRS Revenue Agent
- Texas-licensed CPA
- Plan before December 31
- Rated 5.0 on Google
- English and Spanish
LOOK FORWARD INSTEAD OF ONLY LOOKING BACK
Would You Rather Plan Your Taxes or Find Out in April?
Most tax savings depend on decisions made before December 31. Jessica reviews your numbers during the year, so estimated payments, big purchases, and retirement contributions happen on purpose instead of by accident.
Tax preparation reports a year that has already ended. Planning uses what you know now to estimate where you will land and compare your options.
Planning vs. Preparation: What’s the Difference?
Planning During the Year
You meet before year end, see a projection, and decide on estimated payments, purchases, and contributions while they still count.
Finding Out in April
Your return reports what already happened. By the time it is prepared, most choices that affect the year are locked in.
PEOPLE MAKING DECISIONS BEFORE YEAR END
Who Year-Round Tax Planning Is For
- Business owners and self-employed professionals whose income or cash flow changes during the year
- S corporation owners evaluating compensation, distributions, estimated payments, and owner-level effects
- Partners or partnership owners who need entity and individual tax information considered together
- High-income professionals with bonuses, multiple income sources, investments, or variable withholding
- Individuals considering a major transaction, business change, property sale, or other taxable event
- Clients who want scheduled tax checkpoints rather than a single conversation during filing season
WHAT YOU GET
What a Planning Session Includes
Every session includes:
- A current-year tax projection, built before the meeting from last year’s return and this year’s numbers to date
- One planning meeting
- A written one-page action list
- Follow-up questions by email for 30 days
Common topics:
- Estimated payments or withholding
- Timing of equipment, vehicle, or other purchases
- S corporation salary and distributions
- Retirement plan contributions
- A planned sale, hire, or business change
Results depend on your facts and on how the plan is carried out; no outcome is guaranteed.
PRICING
Planning Sessions Start at $600
A planning session starts at $600 and includes the projection, the meeting, the action list, and 30 days of email follow-up. Business owners with several entities or a major transaction may be quoted higher, and you always know the fee before work begins.
Need multi-year Roth conversion modeling? See Retirement Tax Planning, from $1,200.
Factors That May Affect the Fee
- Number of people, businesses, and entities involved
- Condition of your current-year records
- Number of income sources and states
- Complexity of the decision being planned
- Coordination with payroll, legal, or investment advisers
What Clients Say
Jessica is rated 5.0 on Google. These reviews are shown as written; you can read every review on her Google Business Profile.
5 out of 5 stars
“My taxes were a bit of mess when I found Jessica. Since working with her, I’ve felt so confident about how everything is structured now. I have an LLC S-corp so it’s not a easy task to get it straightened out but she managed it with ease. I can’t recommend her enough!”
Brayan H. · Google review
5 out of 5 stars
“Found Jessica online, and so glad I did. She’s really supported my small business, even helping me transition from an LLC to an S-Corp. She’s always communicative and professional, and gives so much more of a personable experience than large firms. She has vast knowledge and even worked for the IRS. She knows her stuff. Highly recommend.”
Cat T. · Google review
5 out of 5 stars
“I highly recommend Jessica if you’re looking for a CPA. I went into the process with zero knowledge about taxes, and she made everything feel manageable. She’s incredibly helpful, patient, and knowledgeable, and you can tell she genuinely cares about doing things the right way for her clients. She really takes pride in her work and makes sure you’re set up in the best way possible.”
Aleena L. · Google review
A CLEAR START BEFORE WORK BEGINS
How the Engagement Begins
Book a Fit Call
Book a free 15-minute call. Tell Jessica what decision is coming up, such as a purchase, a hire, an S corporation question, or estimated payments.
Share Your Numbers Securely
If it looks like a fit, upload last year’s return and this year’s numbers to date through SmartVault.
Confirm Your Fee and Date
You receive a fixed fee and a written scope, and you schedule your planning session.
Meet and Get Your Action List
Jessica builds your projection, meets with you to walk through it, and sends a one-page action list. Email questions are covered for 30 days.
Your CPA: Jessica Gonzalez
Jessica is a Texas-licensed CPA and former IRS Revenue Agent in the Small Business/Self-Employed Division, with public accounting experience. She leads every engagement. Other qualified team members may help with defined tasks, while Jessica stays involved as described in your engagement.
Tax Planning Questions
How Is Planning Different From Tax Preparation?
Preparation reports a year that has ended. Planning happens during the year, while you can still change estimated payments, purchases, owner pay, and contributions.
What Does a Planning Session Cost?
Sessions start at $600, including the projection, a planning meeting, a written action list, and 30 days of email follow-up. More complex situations are quoted before work begins.
When Should I Book a Session?
Mid-year works well for adjusting estimated payments, and the fourth quarter is the last chance to act before December 31. Federal estimated payments are generally due April 15, June 15, September 15, and January 15.
Can I Book More Than One Session a Year?
Yes. Many owners book one mid-year and another before year end. Each session is priced separately.
Can You Help Me Set Estimated Payments?
Yes. Estimated payments and withholding are among the most common topics, especially when income changes during the year.
Is a Planning Session Worth It for a Small Business?
It is most useful when your income changes during the year, when you are considering an S corporation, or when a large purchase or sale is coming. The free fit call is a good place to ask whether a session makes sense for you.
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READY TO TALK
Start With a 15-Minute Fit Call
Tell Jessica what you need and when you need it. The complimentary 15-minute call helps determine whether the work fits the firm’s services and schedule. If it does, Jessica will explain the secure next step and prepare a written proposal.
Please do not send tax returns, Social Security numbers, employer identification numbers, bank statements, payroll records, IRS notices, or other confidential documents through the public website form or regular email.